Terms of Service

1. Description of the Service

The Get Fundable App is intended to provide educational, informational, organizational, and strategic-development resources relating to business readiness, grant readiness, funding preparation, documentation, planning, artificial intelligence, and related business topics.

The Service may include, depending on the features made available:

• Educational content and training materials;
• Grant-readiness assessments, checklists, and planning tools;
• Business-readiness resources;
• Templates, worksheets, prompts, and educational guides;
• Account dashboards or progress-tracking features;
• Communications, notifications, or reminders;
• Artificial-intelligence-powered tools or recommendations;
• Paid subscriptions, courses, coaching, or other services; and
• Links to third-party products, services, platforms, or resources.

The specific features available may change from time to time. We do not guarantee that any particular feature will always be available.

2. Acceptance of These Terms

By using the Service, you represent that:

1. You have read and understood these Terms;
2. You agree to comply with these Terms and all applicable laws;
3. You have authority to enter into this agreement;
4. You are not prohibited from using the Service under applicable law; and
5. All information you provide to us is accurate, current, and complete.

If you use the Service on behalf of a business, nonprofit, organization, or other entity, you represent that you have authority to bind that entity to these Terms. In that case, “you” includes both you and that entity.

3. Eligibility

The Service is intended for users who are at least 18 years old, unless otherwise expressly stated in writing by the Company.

The Service is not directed to children under 13. If you are under 18, you may use the Service only with the involvement and permission of a parent or legal guardian, where permitted by law.

You may not use the Service if applicable law prohibits you from doing so.

4. User Accounts

Certain features may require you to create an account. You agree to:

• Provide accurate and complete registration information;
• Maintain and promptly update your information;
• Keep your username, password, and account credentials confidential;
• Use reasonable security measures to protect your account;
• Notify us promptly of any unauthorized access or suspected security incident; and
• Accept responsibility for activity conducted through your account.

You may not share your account credentials with another person unless the Service expressly permits account sharing.

You are responsible for all activity occurring under your account, except to the extent caused by the Company’s failure to use reasonable security measures.

We may suspend or restrict access to an account that contains inaccurate information, violates these Terms, creates security concerns, or presents a risk to the Company, the Service, or other users.

5. Permitted Use

Subject to these Terms, we grant you a limited, personal, non-exclusive, non-transferable, non-sublicensable, revocable license to access and use the Service for lawful internal business, organizational, educational, and personal purposes.

You may not:

• Copy, reproduce, republish, sell, license, distribute, or exploit the Service or its content except as expressly permitted;
• Use the Service for unlawful, fraudulent, deceptive, abusive, or harmful purposes;
• Attempt to gain unauthorized access to the Service, another user’s account, or related systems;
• Interfere with the security, operation, availability, or integrity of the Service;
• Reverse engineer, decompile, disassemble, or attempt to discover the source code of the Service, except where prohibited by law;
• Remove, alter, or obscure copyright, trademark, or other proprietary notices;
• Use automated systems, bots, scraping tools, or data-mining methods without our prior written permission;
• Upload malware, viruses, malicious code, or other harmful material;
• Impersonate another person or entity;
• Misrepresent your affiliation with the Company;
• Use the Service to compete with the Company without written authorization;
• Use the Service to harass, threaten, defame, discriminate against, or infringe the rights of another person;
• Upload content that violates another person’s privacy, intellectual-property, publicity, or other legal rights;
• Use information obtained through the Service to make unlawful decisions about another person; or
• Circumvent any usage limits, security controls, or access restrictions.

6. Educational and Informational Purpose

The Service is provided for general educational and informational purposes. It is intended to help users organize information, assess readiness, understand funding-related concepts, and develop business strategies.

The Service does not provide individualized legal, financial, accounting, tax, investment, lending, credit-repair, or government-agency advice.

Nothing in the Service creates an attorney-client relationship, accountant-client relationship, fiduciary relationship, lender-borrower relationship, or other professional advisory relationship between you and A1 Business Experts LLC, DrFaye Wilson, or any member of the Company’s team.

You should consult an appropriately licensed attorney, accountant, tax professional, financial professional, grant professional, or other qualified adviser regarding your specific circumstances.

7. No Guarantee of Grants, Funding, Revenue, or Results

A1 Business Experts does not guarantee or represent that you will:

• Qualify for any grant, loan, investment, contract, award, or other funding;
• Receive grant or funding approval;
• Obtain a particular amount of funding;
• Increase revenue, profit, creditworthiness, business valuation, or organizational capacity;
• Achieve a particular business, financial, professional, or organizational result; or
• Obtain any specific result from using the Service, its tools, content, templates, assessments, prompts, or recommendations.

Grant and funding decisions are made by independent government agencies, foundations, lenders, investors, corporations, or other third parties. Those entities establish their own eligibility requirements, application procedures, deadlines, review standards, and award decisions.

A grant-readiness score, assessment, recommendation, checklist result, or other output from the Service is not a prediction of approval and does not establish eligibility for any funding opportunity.

Past performance, examples, or statements about results are not guarantees of future results. Individual results vary based on numerous factors, including the user’s qualifications, resources, effort, market conditions, application quality, competition, timing, and decisions of independent third parties.

8. User Responsibilities for Information

You are solely responsible for the accuracy, completeness, legality, and appropriateness of information you enter, upload, submit, or rely upon through the Service.

You agree not to submit:

• False, misleading, fraudulent, or incomplete information;
• Confidential information belonging to another person or organization without authorization;
• Government identification numbers, payment-card information, passwords, or other sensitive information unless the Service specifically requests and securely supports that information;
• Personal information about another person without appropriate authorization;
• Trade secrets or confidential business information unless you understand and accept the risks of submitting it; or
• Content that violates law or the rights of another person.

You are responsible for reviewing all applications, plans, documents, statements, budgets, projections, and other materials before using or submitting them to a funder, government agency, lender, investor, customer, or other third party.

9. Artificial Intelligence Features and Tools

The Service may include or connect to artificial-intelligence tools, automated features, machine-generated text, recommendations, summaries, assessments, prompts, or other outputs (“AI Outputs”). AI Outputs may be incomplete, inaccurate, outdated, biased, misleading, or unsuitable for your circumstances. AI Outputs may also resemble content generated for other users.

You agree that:

• AI Outputs are provided for informational and educational purposes only;
• You will independently verify AI Outputs before relying on, publishing, submitting, or acting upon them;
• You will not treat AI Outputs as legal, financial, tax, accounting, grant, investment, medical, or other professional advice;
• You will not submit confidential, regulated, sensitive, or personal information to an AI feature unless the Service expressly authorizes such submission;
• You will review AI-generated grant narratives, budgets, claims, citations, and representations for accuracy and compliance;
• You remain responsible for all materials submitted to funders, government agencies, lenders, investors, or other third parties; and
• You will comply with the terms and policies of any third-party AI provider used through the Service.

Information you submit to an AI-assisted feature is processed by the Company’s AI model provider solely to generate the requested output. That information is not used to train third-party models. The Company does not guarantee the accuracy, availability, security, confidentiality, or suitability of any AI Output or third-party AI feature.

10. User Content

You may be permitted to submit, upload, enter, transmit, or otherwise provide text, documents, business information, feedback, images, files, data, or other materials through the Service (“User Content”).

You retain ownership of your User Content, subject to the license granted below and any rights held by third parties.

You grant A1 Business Experts a worldwide, non-exclusive, royalty-free license to host, store, reproduce, process, transmit, display, and use User Content only as reasonably necessary to:

• Operate, provide, maintain, and improve the Service;
• Provide requested features and support;
• Secure the Service and prevent fraud or abuse;
• Comply with legal obligations;
• Generate aggregated or de-identified information, where permitted by law; and
• Perform other purposes disclosed in our Privacy Policy or separately agreed with you.

We will handle personal information in accordance with the Get Fundable App Privacy Policy, available at /privacy.

You represent and warrant that:

• You own or have sufficient rights to provide the User Content;
• Your User Content does not violate these Terms or applicable law;
• Your User Content does not infringe or misappropriate another person’s rights; and
• You have obtained all necessary permissions and consents relating to individuals, organizations, or information included in your User Content.

We may remove, restrict, or refuse User Content that we believe violates these Terms, applicable law, or the rights or safety of the Company or others.

11. Feedback

If you provide suggestions, ideas, recommendations, corrections, or other feedback about the Service (“Feedback”), you grant the Company a perpetual, irrevocable, worldwide, royalty-free, fully paid, transferable, sublicensable right to use, reproduce, modify, publish, distribute, and otherwise exploit the Feedback for any lawful purpose without compensation or attribution.

12. Intellectual Property

The Service and its contents, including software, designs, text, graphics, logos, trademarks, service marks, audio, video, training materials, templates, worksheets, assessments, frameworks, prompts, compilations, and other materials, are owned by or licensed to A1 Business Experts LLC and are protected by applicable intellectual-property laws.

The name “Get Fundable,” related names, logos, marks, slogans, and branding may be trademarks or service marks of the Company or its licensors. You may not use them without prior written permission.

Except for the limited license expressly granted in these Terms, no rights are transferred to you.

You may download or print materials only for your own lawful, noncommercial use, unless the Service or a written license expressly permits other use.

13. Paid Features, Subscriptions, and Payments

The Service is currently offered without charge. No paid features, subscriptions, or in-app purchases are available at this time, and we do not collect payment-card information through the Service.

If we introduce paid features in the future, the applicable pricing, billing frequency, subscription term, trial period, renewal terms, cancellation method, refund policy, payment processor, taxes and fees, and other payment conditions will be disclosed before purchase and may be incorporated into these Terms by reference.

If a subscription automatically renews, the enrollment page will clearly disclose the renewal frequency, amount or method of calculating charges, cancellation procedure, and any applicable trial-to-paid conversion before payment information is submitted.

By purchasing a paid feature, you would authorize the Company or its payment processor to charge the payment method you provide for applicable amounts. You are responsible for providing accurate billing information and updating it when necessary. We may suspend paid access for failed, declined, reversed, or overdue payments. Unless otherwise stated in the applicable refund policy, payments are nonrefundable to the extent permitted by law.

14. Third-Party Services

The Service may contain links to or integrate with third-party websites, payment processors, app stores, artificial-intelligence tools, software, hosting providers, analytics providers, communications platforms, or other services.

Third-party services are governed by their own terms and privacy policies. The Company does not control and is not responsible for third-party services, including their availability, security, accuracy, practices, content, or performance.

Your use of a third-party service may require acceptance of additional terms. You are responsible for reviewing those terms before using the third-party service.

15. Mobile Applications and App Stores

If you download the Service through Apple’s App Store, Google Play, or another app marketplace, you acknowledge that:

• These Terms are between you and A1 Business Experts LLC, not the app-store operator;
• The app-store operator is not responsible for providing maintenance or support for the Service;
• The app-store operator is not responsible for addressing claims relating to the Service;
• The app-store operator may be a third-party beneficiary of these Terms where permitted by its applicable terms; and
• You must comply with the applicable app-store terms and policies.

App-store billing, subscription management, cancellation, and refund procedures may be controlled by the applicable app-store operator.

16. Availability, Maintenance, and Changes

We may modify, suspend, restrict, or discontinue all or part of the Service at any time, with or without notice, subject to applicable law.

The Service may be unavailable because of maintenance, updates, technical failures, outages, cybersecurity events, third-party failures, or circumstances beyond our reasonable control.

We do not guarantee that the Service will be uninterrupted, secure, error-free, accurate, complete, or available at any particular time or location.

17. Disclaimers

TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE SERVICE AND ALL CONTENT, FEATURES, TOOLS, AI OUTPUTS, MATERIALS, AND INFORMATION ARE PROVIDED “AS IS” AND “AS AVAILABLE,” WITHOUT WARRANTIES OF ANY KIND, EXPRESS, IMPLIED, OR STATUTORY.

A1 BUSINESS EXPERTS LLC DISCLAIMS ALL WARRANTIES, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON-INFRINGEMENT, ACCURACY, AVAILABILITY, SECURITY, AND QUIET ENJOYMENT.

WE DO NOT WARRANT THAT:

• THE SERVICE WILL MEET YOUR REQUIREMENTS;
• THE SERVICE WILL BE AVAILABLE, UNINTERRUPTED, OR ERROR-FREE;
• INFORMATION PROVIDED THROUGH THE SERVICE WILL BE COMPLETE, CURRENT, OR ACCURATE;
• THE SERVICE WILL PRODUCE ANY PARTICULAR GRANT, FUNDING, REVENUE, OR BUSINESS RESULT;
• DEFECTS OR ERRORS WILL BE CORRECTED; OR
• THE SERVICE WILL BE FREE FROM VIRUSES, MALWARE, OR OTHER HARMFUL COMPONENTS.

Some jurisdictions do not allow certain warranty exclusions. In those jurisdictions, exclusions apply only to the maximum extent permitted by law.

18. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, A1 BUSINESS EXPERTS LLC AND ITS OWNERS, OFFICERS, DIRECTORS, EMPLOYEES, CONTRACTORS, AGENTS, AFFILIATES, LICENSORS, AND SERVICE PROVIDERS WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR FOR LOSS OF PROFITS, REVENUE, FUNDING, DATA, GOODWILL, BUSINESS OPPORTUNITY, OR OTHER INTANGIBLE LOSSES ARISING FROM OR RELATED TO:

• Your access to or use of, or inability to access or use, the Service;
• Your reliance on any content, tool, assessment, template, recommendation, or AI Output;
• Any grant, funding, business, financial, or organizational decision;
• Unauthorized access to or alteration of User Content;
• Third-party services or content;
• Service interruptions, errors, delays, or security incidents; or
• Any other matter relating to the Service.

TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE TOTAL LIABILITY OF A1 BUSINESS EXPERTS LLC FOR ALL CLAIMS ARISING OUT OF OR RELATING TO THE SERVICE OR THESE TERMS WILL NOT EXCEED THE GREATER OF:

1. The amount you paid to A1 Business Experts LLC for the Service during the twelve months preceding the event giving rise to the claim; or
2. One hundred U.S. dollars (US$100).

These limitations apply regardless of the legal theory asserted and even if the Company has been advised of the possibility of damages.

Nothing in these Terms excludes or limits liability that cannot legally be excluded or limited.

19. Indemnification

To the maximum extent permitted by law, you agree to defend, indemnify, and hold harmless A1 Business Experts LLC and its owners, officers, directors, employees, contractors, agents, affiliates, licensors, and service providers from and against claims, demands, actions, liabilities, damages, judgments, losses, costs, and expenses, including reasonable attorneys’ fees, arising out of or relating to:

• Your use or misuse of the Service;
• Your User Content;
• Your violation of these Terms;
• Your violation of applicable law;
• Your infringement or misappropriation of another person’s rights; or
• Your business, funding, grant, financial, or organizational decisions.

The Company reserves the right to assume the exclusive defense and control of any matter subject to indemnification. You agree to cooperate with that defense.

20. Termination

You may stop using the Service at any time. To request deletion of your account and associated data, email compliance@drfaye.com from the address associated with your account. We will confirm the request and complete it within a reasonable period.

We may suspend or terminate your access to the Service if:

• You violate these Terms;
• You provide false or misleading information;
• Your use creates a security, legal, or operational risk;
• Your payment obligations are overdue;
• We are required to do so by law; or
• We discontinue the Service.

Upon termination, your right to use the Service will immediately end. Provisions that by their nature should survive termination will survive, including provisions concerning intellectual property, User Content, disclaimers, limitations of liability, indemnification, dispute resolution, and governing law.

Termination does not necessarily require us to delete information that we are legally permitted or required to retain.

21. Dispute Resolution

Before filing a legal action, you and the Company agree to attempt in good faith to resolve any dispute informally.

A party seeking to raise a dispute must provide written notice describing the facts and requested resolution. Notices to the Company must be sent to A1 Business Experts LLC, compliance@drfaye.com, 501-284-5916.

The parties will attempt to resolve the dispute within 30 days after receipt of notice, unless the parties agree otherwise.

If the dispute is not resolved informally, it may be brought exclusively in the state or federal courts located in Arkansas, and each party consents to personal jurisdiction and venue in those courts, subject to any rights that cannot lawfully be waived.

Nothing in this section prevents either party from seeking temporary, preliminary, or emergency injunctive relief when necessary to protect confidential information, intellectual property, security, or other legally protectable interests.

You may have rights under applicable consumer-protection laws that cannot be waived by contract. Nothing in these Terms is intended to waive those rights.

22. Governing Law

These Terms and any dispute arising out of or relating to the Service will be governed by the laws of the State of Arkansas, without regard to conflict-of-law rules, except to the extent federal law or non-waivable law applies.

23. Changes to These Terms

We may update these Terms from time to time. When we make material changes, we may provide notice through the Service, by email, or by another legally permitted method.

The updated Terms will be effective on the date stated in the updated version. Your continued use of the Service after the effective date constitutes acceptance of the updated Terms, except where applicable law requires additional consent.

We will not retroactively change these Terms in a manner that materially expands our rights regarding previously collected personal information without providing legally required notice or obtaining any required consent.

24. Electronic Communications

You consent to receive electronic communications from us relating to the Service, including account notices, support messages, transactional communications, updates, and legally required notices.

You may opt out of promotional communications by using the unsubscribe method included in the communication. You may not opt out of necessary transactional or service-related communications while maintaining an account.

25. Copyright Complaints

If you believe that content available through the Service infringes your copyright, send a notice containing the following information to compliance@drfaye.com:

• Identification of the copyrighted work;
• Identification of the allegedly infringing material and its location;
• Your contact information;
• A statement that you have a good-faith belief that the use is not authorized;
• A statement that the information in your notice is accurate; and
• Your physical or electronic signature.

We may remove or restrict allegedly infringing content and may terminate repeat infringers where appropriate.

26. General Provisions

These Terms, together with any policies or additional terms expressly incorporated by reference, constitute the entire agreement between you and the Company concerning the Service.

If any provision is held invalid or unenforceable, that provision will be modified to the minimum extent necessary to make it enforceable, and the remaining provisions will remain in effect.

The Company’s failure to enforce any provision does not waive its right to enforce that provision later.

You may not assign or transfer these Terms or your account without our prior written consent. We may assign these Terms in connection with a merger, acquisition, reorganization, sale of assets, or other business transaction.

Nothing in these Terms creates a partnership, joint venture, employment, agency, fiduciary, or franchise relationship between you and the Company.

Headings are for convenience only and do not affect interpretation.

27. Contact Us

Questions, concerns, legal notices, account requests, and privacy-related inquiries may be directed to A1 Business Experts LLC.

• fundable.drfaye.com
• 501-284-5916
• email@getfundable.io
• compliance@drfaye.com (legal & privacy)